Rivista di Diritto del Risparmio
Le app di trading come “romanzi d’appendice” del XXI secolo[*]
A cura del Prof. Antonio VECCHIONE[**]
Trading apps represent the “feuilletons” of the 21st century: serialized, emotional, and gamified narratives that transform investing into an engaging and immersive experience. By employing narratological techniques—such as anachronies, internal focalization, and seriality—alongside gamification, these platforms exploit cognitive biases and stimulate dopamine-driven responses, frequently overriding traditional regulatory disclosures based on the model of the rational investor.
This essay introduces regulatory narratology as an interdisciplinary approach to analyzing and mitigating the narrative impact on financial decision-making. It examines the risks of excessive trading and overconfidence bias and, at the systemic level, analyses how viral collective stories can generate “narrative systemic risk.
___________________________________________________
[*] Contributo approvato dai referee.
[**] Ricercatore confermato di Diritto privato, Professore aggregato di Diritto delle Assicurazioni, Università degli Studi di Salerno.