Disruptive digitalization e tutela penale dei dati finanziari[*] di Veronica Clara Talamo** __________________________________ Technological evolution and branching of informatic processes have revolutionized social and business relationships with unavoidable consequences on the treatment of financial data that, in the lack of legal classification, are tacitly marked as species of the broader genus of personal […]
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Blockchain-Based Smart Contracts for beginners* Riet Pier Luigi** __________________________________ The paper aims to provide a clear explanation of the concepts of blockchain and smart contracts to non-technical readers. Despite being one of the main topics debated worldwide, a law-oriented person may still struggle to comprehend these technologies. To understand these concepts, this study […]
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Pubblicato il primo fascicolo della Rivista di Diritto del Risparmio Rivista di Diritto del Risparmio Fascicolo N° 3 – 2019 settembre – dicembre Indice Qui il pdf
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La finanza comportamentale e l’effetto gregge* di Gianfranco Liace** __________________________________ Herd behaviour comes to be identified as a phase in which individuals are strongly influenced by the behaviour of others; therefore agents act the same way or adopt similar behaviours, blindly following the decisions already taken by the crowd. This conduct, if […]
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A tale of Basel (aka: capital regulation for beginners)* Luca Meneghini** __________________________________ Aim of this paper is to lead the reader through the evolution of the international regulatory framework of capital adequacy. The discussion is rigorous but presented through what we hope is relatively simple and accessible language, in order to break […]
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La vendita di un c.d. “prodotto abbinato”: tra la disciplina anticoncorrenziale e la nullità civilistica.
Pubblicato il La vendita di un c.d. “prodotto abbinato”: tra la disciplina anticoncorrenziale e la nullità civilistica.* di Antonio Zurlo** The present review aims at examining the cross-selling of a banking product together with a financial or insurance product. The analysis starts from the national and European legislation to investigate when a cross-selling commercial practice […]
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The legal and economic underpinnings of repo transactions: a comparative overview* di Luca Meneghini** ___________________ Despite being at the forefront of banking and financial markets, repurchase agreements have thus far received little attention in the legal literature compared to other financial activities. Aim of this paper is to shed some more light on […]
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Il “rinnovato” ruolo della diligenza nel rapporto obbligatorio, alla luce dell’introduzione dell’obbligo di valutazione del merito creditizio del consumatore e le conseguenze sanzionatorie del suo inadempimento di Assunta Spezzaferri* ___________________ This paper intends to analyse the new role of the diligence criterion in the light of the introduction of the obligation for a bank to […]
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What changes lie ahead for Banking and Financial Law? di Lucio Casalini[*] __________________________________ Banking and Financial Law are radically changing thanks to new technologies. In this paper, I try to offer a definition of blockchain and smart contracts, looking at the main features of these new tools and analyzing the recent action by the Italian legislator in order […]
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